This is our blog page where we hope to pass on valuable information, which could help you be better prepared when dealing with your financial arrangements. Whether we explain basic principles, debunk financial myths, or provide general tips, this page is an opportunity for us to share our thoughts which can help you make better financial decisions.

But to be clear. We’re not providing personal advice here (you have to pay for that I’m afraid!) and any arrangements that you make having read these pages are entirely your own affair.

We don’t believe in forecasting the future, and in the event that we discuss specific products, funds or assets here, our opinion should be taken as that, our opinion and not a personal recommendation to buy or sell.

Cash Flow Modelling – Planning Your Financial Freedom

Saving and investing is something that people do because it’s inherently sensible. You choose an arbitrary figure, based on what you think you can afford, then invest it without any real consideration as to what you actually need to do to meet your financial goals. For a lot of people that process is good enough … Continued

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