This is our blog page where we hope to pass on valuable information, which could help you be better prepared when dealing with your financial arrangements. Whether we explain basic principles, debunk financial myths, or provide general tips, this page is an opportunity for us to share our thoughts which can help you make better financial decisions.

But to be clear. We’re not providing personal advice here (you have to pay for that I’m afraid!) and any arrangements that you make having read these pages are entirely your own affair.

We don’t believe in forecasting the future, and in the event that we discuss specific products, funds or assets here, our opinion should be taken as that, our opinion and not a personal recommendation to buy or sell.

GameStop & Fear of Missing Out

On Wednesday, my son Guy came into my home office after a day of homeschooling. On my screen, I had a meme open about US retail company, GameStop, who’ve dominated the financial news and social media this week. It’s a fascinating story with multiple players, layers and a plot that will likely fill a soon … Continued

Stay in Your Lane

Remember when oil prices went negative a few weeks ago? How is that even possible? I mean I get it now, but I couldn’t have comprehended it before the event. Below is a short extract from a story I read this week in Bloomberg News on how it played out for one person. It might … Continued

Can You Afford to Make a Mistake With Your Finances?

One of the benefits of using an advisor is the ability to get it right from day one. No need to correct costly mistakes later. What is difficult to appreciate about paying for advice is that you can’t put a figure on the value of avoiding mistakes if you don’t end up making them. It’s … Continued

The 7 Stages of Financial Enlightenment

We live in a world of instant gratification. Waiting more than 2 minutes for anything these days is an injustice. And here I am asking for five. Google, Amazon, YouTube and Netflix exemplify the demands of ‘I want it now’ consumerism. It permeates everything, including financial advisory goals. Swathes of savers and investors want immediate … Continued

DIY Personal Finance

Earlier this month the Financial Times reported that millions of pounds of pension tax relief had been incorrectly arranged following errors made by tens of thousands of employers. This got me thinking that if some employers can’t get it right, what hope is there for anyone contemplating DIY personal finance? Why ‘do-it-yourself’ when the consequences … Continued

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