This is our blog page where we hope to pass on valuable information, which could help you be better prepared when dealing with your financial arrangements. Whether we explain basic principles, debunk financial myths, or provide general tips, this page is an opportunity for us to share our thoughts which can help you make better financial decisions.

But to be clear. We’re not providing personal advice here (you have to pay for that I’m afraid!) and any arrangements that you make having read these pages are entirely your own affair.

We don’t believe in forecasting the future, and in the event that we discuss specific products, funds or assets here, our opinion should be taken as that, our opinion and not a personal recommendation to buy or sell.

I’m Here If You Need Me

As you are no doubt aware, the Coronavirus is now a global pandemic. Consequently, the financial media are headlining the news of a decline in the global stock market. When stock markets turn volatile and confusing as they have done recently, even the most patient investors may come to question the wisdom of their investment … Continued

Love Island

I didn’t watch Love Island. And until recently I didn’t know much about the former presenter of the show, Caroline Flack. I knew she was a TV presenter. I’d seen her name and face online, but I’d never stopped to read more than the headline if anything at all. Even so, the ‘breaking news’ of … Continued

Is It Safe To Invest Right Now?

As we start the new decade, you may have taken some time to look back at the last ten years and consider how much has changed both personally and financially. You might even have thought about the next ten. And after what has been a stellar recent decade for the global stock market1 with a … Continued

News Update – Property Funds

Britain’s favourite topic. Property. But I’m not talking about the residential property that you and I live in, or the buy to let market. This update is about the current uncertainty in property investment funds, which pool investors’ money together so they can all invest in a portfolio of commercial property including industrial warehouses, office … Continued

Seeing a Financial Adviser? 10 Considerations

My sister and her husband need Financial Advice. Although we’ve discussed some broad themes and I’ve helped where I can, ultimately it was right for them to see an adviser at a different firm. You see my sister lives a couple of hundred miles away and it just isn’t possible for me to provide the … Continued

Eliud Kipchoge & The Power of Great Planning

Photo Credit: @herbert_kapfinger Last weekend in Vienna, Eliud Kipchoge became the first person in history to run a marathon in under two hours with a phenomenal time of 1 hr 59 mins 40 secs. A jaw-dropping achievement with casual runners like me marvelling at the frankly ridiculous pace of 4 mins 34 secs per mile, … Continued

Can You Afford to Make a Mistake With Your Finances?

One of the benefits of using an advisor is the ability to get it right from day one. No need to correct costly mistakes later. What is difficult to appreciate about paying for advice is that you can’t put a figure on the value of avoiding mistakes if you don’t end up making them. It’s … Continued

Doubt, Nervousness and the Fear of Being Judged

Whilst out at dinner with my family recently to celebrate our daughter’s 9th birthday, I cracked a tooth on a Chinese spare rib. I knew it was bad straight away and a trip to the dentist the following week was inevitable. I am fortunate, however, because my wife Bonnie is a dental professional and although … Continued

Don’t Believe The Hype

A few words on the suspension of ‘star’ fund manager Neil Woodford’s UK Equity Income investment fund, which consumed my professional news feed yesterday and spilt into the broader headline news. And I honestly thought about stopping right there. But that would miss the opportunity to help remind investors of some valuable investment basics. Past Performance … Continued

Life Expectancy – You Are Not Average

That’s my parents on the cover picture. In a few days, my dad turns 96. Yep, you read that right. My dad will be 96. Not my grandfather, my dad. He’s in pretty good shape and continues to live an engaged, active and independent life. My mum, although younger, is still a good 84. When … Continued

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